Analyzing Bajaj Finance Results

Why Bajaj Finance stock fell after Delivering Strong Results 📈✨

Bajaj finance gave a very strong quarterly results but fell only because of management commentary. It was assumed that the management is not very optimistic of the continuous growth as seen previously. Also there was provision done for less tax and high provisioning which investors did not like. Lets analyze the company. Bajaj Finance Posts Robust Q4 FY25 Results; Announces Dividend, Stock Split, and Bonus Issue to Reward Shareholders Bajaj Finance, one of India’s leading non-banking financial companies (NBFCs), has announced its financial results for the fourth quarter of FY2024-25, delivering strong numbers and unveiling several shareholder-friendly measures. The company continues to demonstrate resilience and growth, further cementing its position in the Indian financial services landscape. Outstanding Financial Performance For Q4 FY25, Bajaj Finance reported a consolidated net profit of ₹4,546 crore, reflecting a solid 19% year-on-year (YoY) increase from ₹3,808 crore recorded in the same quarter last year. Revenue from operations also witnessed a notable 23.65% rise, totaling ₹16,359.14 crore compared to ₹13,231.19 crore in Q4 FY24. This consistent growth can be attributed to Bajaj Finance’s diversified portfolio and its strategic emphasis on expanding its customer base across multiple segments. Generous Dividend Announcement Reaffirming its commitment to rewarding shareholders, Bajaj Finance declared a handsome total dividend of ₹56 per share for FY25. This includes a ₹12 per share special dividend and a ₹44 per share final dividend. The record dates for these dividends have been scheduled for May 9, 2025, and May 30, 2025, respectively. This move signals the company's confidence in its future earnings potential and its focus on creating value for its investors. Stock Split and Bonus Issue to Enhance Liquidity In an additional boost for shareholders, Bajaj Finance announced a 1:2 stock split, effectively doubling the number of shares available and making them more accessible to retail investors. Alongside this, the company also declared a 4-for-1 bonus issue, meaning shareholders will receive four additional shares for every share held. These corporate actions are strategically aimed at improving liquidity, broadening shareholder participation, and enhancing overall market capitalization. Key Operational Highlights

• Assets Under Management (AUM): Bajaj Finance’s AUM saw a robust 32% YoY increase, reaching ₹3,30,615 crore as of March 31, 2025.
• Customer Franchise Expansion: The company’s customer base grew significantly to 7.8 crore, with 1.3 crore new customers added during the fiscal year.
• Capital Adequacy Ratio (CAR): Bajaj Finance maintained a strong CAR at 24.5%, underscoring its sound financial health and ability to manage future growth efficiently.

Disclaimer: The above views are for informational purposes only. Investors are advised to consult certified financial advisors before making any investment decisions.