Module No: 01 Master in Personal Finance

Master in Personal Finance is a complete practical course designed to help individuals take full control of their money and build long term wealth with clarity and confidence. This course focuses on real life financial decisions and proven strategies that work in everyday life, not just theory.

Course Overview

The course begins with a clear trailer session that gives you a complete roadmap of personal finance and how each part of your financial life is connected. You will understand why most people struggle financially and how you can avoid common mistakes from the beginning.

You will learn the D A I I S E of Life framework which explains how income, assets, investments, insurance, savings, and expenses should work together in a balanced way. This framework helps you create a strong foundation for lifelong financial stability.

Money Management and Debt Understanding

This course teaches the rules of money management so you can handle your income smartly, control expenses, and save and invest with discipline. You will also break common myths related to loans and credit and learn how to use debt wisely instead of fearing it or misusing it.

Protection and Safety of Capital

You will understand how insurance plays a critical role in protecting your capital and family’s future. The course explains which insurance is necessary, which is not, and how to choose the right plans without wasting money.

You will also learn about safe and secure money market instruments that help preserve capital while generating steady returns, making your financial plan more stable and reliable.

Tax Planning and Wealth Transfer

The course covers practical tax planning techniques that help you save more legally and efficiently. You will also learn the importance of will planning so that your wealth is transferred smoothly to your loved ones without complications.

Life and Goal Planning

Personal finance is not just about money, it is about life. This course helps you plan your life goals clearly and align your finances so you can live the life you truly dream of without financial stress.

Wealth Creation Journey

The final part of the course focuses on building a long term wealth roadmap and guiding you step by step to achieve a five crore portfolio with a disciplined and structured approach. You will learn realistic strategies, time planning, and mindset required to reach this milestone confidently.

Module No: 02 Indian people and share market

This module explains the relationship between Indian people and the share market. You will understand why most Indians hesitate to invest, common beliefs around stock markets, and how the right knowledge can change your financial future.

Why Share Market

This section explains why the share market is one of the most powerful tools for wealth creation. You will learn how inflation affects savings and why investing in the share market is important for long term financial growth.

Trader vs Investor

You will clearly understand the difference between a trader and an investor. This topic helps you decide which path suits your personality, time availability, and financial goals so you can avoid confusion and wrong expectations.

Types of Asset

This section introduces different types of assets such as Tangible asset, intangible asset, financial asset

 Basics of Stock Market

This topic covers the foundation of the stock market including shares, indices, market participants, how buying and selling works, and how prices move. It builds a strong base for beginners with no prior market knowledge.

Past and Present of Exchange

You will learn the history and evolution of stock exchanges in India and globally. This section explains how exchanges have developed over time and how modern technology has made trading faster, safer, and more transparent.

 Module No: 03 Magic Of IPO

This module introduces the power of Initial Public Offerings and how they create wealth opportunities for investors. You will understand why IPOs attract attention, how companies use IPOs to grow and how investors can benefit from early participation with the right knowledge and strategy.

Concepts of IPO
This module explains the basic concept of an IPO in a simple and practical way. You will learn what an IPO is, why companies come to the stock market and how shares are offered to the public for the first time.

Eligibility of IPO
In this module, you will learn who can apply for an IPO and what conditions must be fulfilled. It covers investor eligibility, account requirements and important rules that every applicant should know before investing in an IPO.

Objectives of IPO
This section explains the reasons companies launch IPOs. You will understand objectives such as business expansion, debt reduction, brand visibility and providing exit opportunities to early investors.

Price Range of IPO
This module helps you understand how IPO pricing works. You will learn about price bands, cut off price and how investors decide the bidding price based on valuation and demand.

DRHP and RHP
This module teaches you how to read and understand Draft Red Herring Prospectus and Red Herring Prospectus. You will learn where to find important information related to company business, risks, financials and IPO details that help in making informed decisions.

Select Best IPOs
This section focuses on practical methods to shortlist quality IPOs. You will learn how to analyze company fundamentals, industry potential, valuation and risk factors to select IPOs with strong long term or listing gain potential.

Categories of IPO
In this module, you will learn about different IPO investor categories such as retail investors, high net worth individuals and institutional investors. You will also understand reservation percentages and how allotment differs across categories.

Grey Market
This module explains the concept of the grey market and its role in IPO demand. You will understand the grey market premium, its significance, limitations and how to use this information carefully without relying blindly on rumors.

Primary vs Secondary Market
This section explains the difference between the primary market and secondary market. You will learn how shares are issued in the primary market and how they are traded later in the secondary market.

Hunt IPO with Finearn
This module shares Finearn’s structured approach to IPO selection. You will learn the step by step framework used to analyze IPOs, manage risk and align IPO investments with personal financial goals.

Process of Buying IPO
This final module provides a complete step by step guide to applying for an IPO. You will learn the full process from account setup and bidding to allotment, refund and listing, ensuring you can apply confidently without confusion.

Module No: 04 Rulebook For Intraday & Delivery Trading

This module focuses on building discipline and consistency in trading. You will learn clear rules for intraday and delivery trading including trade planning, entry and exit methods, stop loss usage, position sizing and risk control. The goal is to help you trade with confidence, avoid emotional decisions and follow a structured approach in real market conditions.

Types of Demat Account
This module explains different types of demat accounts available for investors and traders. You will learn about individual accounts, joint accounts and accounts for trading and investment purposes. It also covers how to choose the right demat account based on your trading style and financial goals.

Intraday Trading
This section explains the complete concept of intraday trading where positions are opened and closed on the same day. You will learn intraday strategies, order types, timing, risk management and common mistakes to avoid while trading in fast moving markets.

Short Sell Trading
This module teaches how to profit from falling markets using short selling. You will understand how short selling works, the rules involved, margin requirements and risk management techniques to safely trade when prices are moving downward.

Delivery Trading
This module focuses on delivery based trading for short term to long term investment. You will learn how to select stocks for delivery trades, holding period planning, capital management and how delivery trading differs from intraday trading in terms of risk and returns.

Module No: 05 Learn Types Of Order

This module introduces different order types used in the stock market. You will understand how each order works and when to use it for better trade execution, risk control and profit booking. This knowledge helps you trade confidently and avoid costly execution mistakes.

Market Order
This section explains how a market order works and when it should be used. You will learn how orders are executed instantly at the best available price and the situations where market orders are suitable or risky.

Limit Order
This module explains limit orders in detail. You will learn how to buy or sell a stock at a specific price and how limit orders help in controlling entry and exit prices in both intraday and delivery trading.

Stop Loss Order
This section focuses on stop loss orders and their importance in risk management. You will learn how to place stop loss correctly to protect your capital and limit losses during unfavorable market movements.

Target Order
This module explains how to predefine profit booking levels using target orders. You will learn how to lock profits systematically and avoid emotional exits during volatile market conditions.

Cover Order
This section explains cover orders used mainly in intraday trading. You will learn how cover orders combine market or limit entry with a compulsory stop loss to reduce risk and enforce trading discipline.

Full Cover Order
This module explains full cover orders where both stop loss and target are predefined. You will learn how this order type helps in automated trade management with controlled risk and planned reward.

After Market Order
This section explains after market orders that are placed outside market hours. You will learn how these orders are executed when the market opens and the precautions to take while using them.

Price Alert Order
This module explains how price alerts help traders track stock movements. You will learn how to set alerts to identify trading opportunities and manage existing trades without constantly monitoring the screen.

Good Till Traded
This section explains good till traded orders that remain active until executed or cancelled. You will learn how this order type helps in long term planning and efficient order management.

Trailing Stop Loss
This module teaches how trailing stop loss works to protect profits. You will learn how to move stop loss as the price moves in your favor, helping you maximize gains while limiting downside risk.

Module No: 06 Market Terms & Terminology 

This module helps you understand commonly used stock market terms and language. You will learn important words and concepts related to trading, investing, exchanges and price movements so that you can confidently understand market discussions, news and trading platforms.

Main Broker vs Sub Broker
This section explains the difference between a main broker and a sub broker. You will learn their roles, responsibilities, revenue structure and how they interact with investors. This helps you choose the right service provider for trading and investment needs.

Concept of Contract Note
This module explains what a contract note is and why it is important. You will learn how to read a contract note, understand trade details, charges and taxes, and verify whether trades are executed correctly.

Role of Depository
This section explains the role of depositories in the stock market. You will learn how depositories hold shares in electronic form, ensure safe transactions and maintain investor ownership records through demat accounts.

Shareholders Rights
This module focuses on the rights of shareholders. You will learn about voting rights, dividends, bonuses, participation in corporate decisions and protection of investor interests as a company owner.

SEBI Stock Market Ruler
This section explains the role of SEBI as the regulator of the Indian stock market. You will learn how SEBI protects investors, regulates market participants and ensures fair and transparent trading practices.

Know Your Circuit Limits
This module explains circuit limits and their importance in controlling market volatility. You will learn how upper and lower circuits work and how they impact trading decisions during sharp price movements.

Equity Cash Market
This section explains the equity cash market where shares are bought and sold for delivery. You will learn how the cash market functions, settlement cycles and how it differs from derivatives trading.

Module No: 07 Mutual Fund Sahi Hai

This module explains why mutual funds are one of the most trusted and effective investment options for long term wealth creation. You will understand how mutual funds work, who should invest and how they help common investors participate in the financial markets in a structured way.

Introduction to Mutual Fund
This section introduces the basic concept of mutual funds. You will learn what a mutual fund is, how money is pooled from investors and how professional fund managers invest this money across different assets.

Structure of Mutual Fund
This module explains the complete structure of a mutual fund. You will learn the roles of asset management companies, trustees, fund managers and custodians and how they work together to protect investor interests.

Categories of Mutual Fund
This section explains different categories of mutual funds such as equity, debt, hybrid and other fund types. You will learn which category suits different financial goals, risk profiles and investment horizons.

Finearn Checklist for MF
This module shares Finearn’s practical checklist for selecting the right mutual funds. You will learn key points to check before investing such as fund objectives, past performance, expense ratio, risk level and consistency.

Career in Mutual Fund
This section introduces career opportunities in the mutual fund industry. You will learn about different roles such as distributor, advisor, relationship manager and fund operations along with required skills and certifications.

Golden Strategies and Techniques
This module focuses on proven mutual fund investment strategies. You will learn techniques such as systematic investment planning, asset allocation, diversification and rebalancing for long term success.

Wealth Building from MF
This section explains how mutual funds help in long term wealth creation. You will learn how compounding works and how disciplined investing over time can help achieve major financial goals.

Benefits of Early Investment
This module explains why starting early is important in mutual fund investing. You will learn how time and compounding reduce risk and increase returns when investments are started at an early age.

Case Study
This final module presents real life mutual fund case studies. You will analyze practical examples to understand investment decisions, strategy implementation and long term outcomes.

Module No: 08 Decoding Corporate Action

This module explains different corporate actions and how they impact share prices and investor wealth. You will learn how companies reward shareholders, restructure capital and make strategic decisions that directly affect investments.

Dividend
This section explains dividends and how companies distribute profits to shareholders. You will learn different types of dividends, record dates and how dividend announcements impact stock prices.

Bonus
This module explains bonus shares and why companies issue them. You will learn how bonus issues affect shareholding quantity, price adjustment and long term investor value.

Stock Split
This section explains stock splits and their purpose. You will learn how face value changes, how liquidity improves and how stock splits impact market perception and affordability.

Buyback
This module explains share buybacks and why companies repurchase their own shares. You will learn how buybacks affect earnings, share prices and shareholder value.

Right Issue
This section explains rights issues and how existing shareholders can participate. You will learn eligibility, pricing, application process and how rights issues impact shareholding and valuation.

Merger and Acquisition
This module explains mergers and acquisitions in simple terms. You will learn why companies merge or acquire others and how such events affect shareholders of both companies.

Demerger
This section explains demergers where a company separates a business unit. You will learn how value is unlocked and how shareholding is adjusted after a demerger.

Preference Shares
This module explains preference shares and how they differ from equity shares. You will learn about fixed income features, priority in dividends and suitability for different investors.

Follow Public Offer
This section explains follow on public offers where listed companies raise additional capital. You will learn the purpose, process and impact on share prices.

Bulk and Block Deal
This module explains bulk and block deals in the stock market. You will learn how large trades by institutional investors influence stock price movements and market sentiment.

Case Study
This final module presents real market case studies on corporate actions. You will analyze practical examples to understand price behavior, investor response and long term impact.

Module No: 09 Fundamental Analysis

This module focuses on understanding the true value of a company. You will learn how to analyze a business beyond price movements by studying company strength, growth potential and long term sustainability to make informed investment decisions.

Promoters Analysis
This section explains how to evaluate company promoters. You will learn to study promoter background, shareholding pattern, credibility and commitment towards the business to judge long term trust and stability.

Management Analysis
This module focuses on analyzing the quality of company management. You will learn how leadership decisions, vision, corporate governance and execution capability impact company performance and shareholder value.

Product Analysis
This section explains how to analyze a company’s products and services. You will learn to assess product demand, uniqueness, pricing power, life cycle and future growth opportunities.

External Factors Affecting Stock Market
This module explains external factors that influence the stock market and company performance. You will learn how economic conditions, interest rates, inflation, government policies, global events and industry trends affect stock prices and investment decisions.

Module No: 10 Advance Fundamental Analysis

This module takes fundamental analysis to the next level. You will learn in depth techniques to evaluate a company’s financial strength, profitability and long term growth potential using detailed financial data and real world analysis.

Objectives of Fundamental Analysis
This section explains the purpose of fundamental analysis. You will learn how it helps in identifying strong businesses, estimating fair value, reducing investment risk and making confident long term investment decisions.

Balance Sheet and Ratio Analysis
This module focuses on analyzing the balance sheet to understand a company’s financial position. You will learn how to evaluate assets, liabilities and equity along with important ratios that indicate stability, solvency and capital structure.

Income Statement and Ratio Analysis
This section explains how to analyze the income statement. You will learn to study revenue growth, expenses, profitability and efficiency using key ratios to understand a company’s earning performance.

Cash Flow and Ratio Analysis
This module focuses on cash flow analysis to understand the real financial health of a company. You will learn how operating, investing and financing cash flows reveal business quality and sustainability through important cash flow ratios.

Module No: 11 Portfolio Management Blueprint

This module provides a complete framework for managing investments effectively. You will learn how to plan, build and manage a portfolio that balances risk and return according to financial goals and market conditions.

Importance of Portfolio Management
This section explains why portfolio management is essential for long term wealth creation. You will learn how proper allocation and monitoring help in reducing risk and improving consistency in returns.

Objectives of Portfolio Management
This module explains the key objectives of portfolio management. You will learn how to achieve capital growth, income generation, risk control and liquidity through structured investment planning.

Role of Portfolio Manager
This section explains the responsibilities of a portfolio manager. You will learn how portfolio managers analyze markets, select assets, manage risk and rebalance portfolios to meet client objectives.

Career in Portfolio Management
This module introduces career opportunities in portfolio management. You will learn about required skills, certifications, roles and growth opportunities in the investment management industry.

Build a Successful Portfolio
This section focuses on practical portfolio building. You will learn how to select assets, diversify investments, allocate capital and review portfolio performance regularly.

Assignment
This final module includes practical assignments. You will apply the learned concepts to create and analyze a sample portfolio, helping you gain hands-on experience and confidence.